Saving for a Down Payment? Ways to Cut Your Monthly Bills
If you’d like to get in the zone and start saving for a down payment there are some easy ways to cut your monthly bills. #1. Lower credit card payments with a balance transfer. Too many credit cards can affect your credit score and if they are all maxed, it can negatively affect your interest…
Homebuyers Money Checklist
If you are preparing to buy a home, finances are definitely one of the key components to applying for a home loan, maintaining a mortgage and feeling comfortable with your housing affordability. I want all of my clients to feel comfortable when they purchase a home and not be overstressed or over budget when it…
3 Major Mistakes Home Loan Borrowers Make
When applying for a home loan it can be quite astonishing that someone would loan you this astronomical amount of money but when you’re buying a home, $200,000-$500,000 is the amount of money most people will need to borrow in order to obtain the home. However, once you’ve been preapproved there are mistakes that people…
Can a Seller’s Inspection Response Kill a Sale?
Many sellers dread the home inspection. Things are moving along great; the contract is accepted, the buyer’s loan is preapproved and qualified, the appraisal is ordered, and then the title and home inspection are scheduled. This is where many sales thrive or die. What happens if the buyer has a laundry list of issues they…
Questions to Ask When Buying Waterfront Property
If you are considering buying a waterfront home or oceanfront property you might have some questions. Among those that you might already be considering, here are some basic questions to ask when considering and buying waterfront property. #1. Are there any issues with alone? You want to talk to your lender about the different options…
Is it Ever OK to Overpay for Real Estate?
Overpaying for real estate; the buyer really wants to do it so why do that? Is it a bidding war, multiple offer situation or simply a hot market? While all of these might be the case is it really ever okay to over pay for a home? In a recent article, Zillow CEO Spencer Rascoff…