5 Important Things to Know About Buying Near Water
As the ocean keeps rising, people keep wondering about buying close to the water. While the Sunset Beach area has plenty of oceanfront and waterfront homes, there are better choices than others. Here are 5 important things to know before you buy a home near the water. #1. Due Diligence. Many home buyers don’t really…
A Buyer’s Agent Can Save You Thousands
In a real estate transaction, there are typically two agents involved, the buyer’s agent and the listing agent. The listing agent is the agent that meets with the seller to list and market the property. This agent can also bring the buyer but more often than not buyers will have their own representative called a…
How Long Does it Really Take to Buy a House?
Buying a house is a scary move and many first-time buyers are still very apprehensive about the process. However, the more you know, the easier it can be. One of the biggest questions that many first-time buyers have is how long the process really takes. Here’s a good breakdown of the process and timelines when…
What is a Good Faith Estimate?
The term “Good Faith Estimate” has been used in mortgage financing up until October 3, 2015 or if you’re applying for a reverse mortgage. This is the estimated cost of the mortgage loan and provide you with information about the loan so that you can compare offers, understand the real cost and make informed decisions…
Saving for a Down Payment? Ways to Cut Your Monthly Bills
If you’d like to get in the zone and start saving for a down payment there are some easy ways to cut your monthly bills. #1. Lower credit card payments with a balance transfer. Too many credit cards can affect your credit score and if they are all maxed, it can negatively affect your interest…
Homebuyers Money Checklist
If you are preparing to buy a home, finances are definitely one of the key components to applying for a home loan, maintaining a mortgage and feeling comfortable with your housing affordability. I want all of my clients to feel comfortable when they purchase a home and not be overstressed or over budget when it…