When planning a move, especially if you are relocating a significant distance or even just to a neighboring town, it is essential to calculate all the costs of homeownership and general living to ensure that your relocation plans are feasible.
One of the lesser-regarded costs of homeownership is property taxes. However, it is a cost that should be considered and calculated when making a move.
What Do Property Taxes Look Like in Sunset Beach, NC, for 2026?
The property tax rate in Sunset Beach, North Carolina, for the fiscal year 2025/2026 is 16 cents per $100 of assessed property value. The fiscal year for the town of Sunset Beach runs from July 1.2025 to June 30, 2026. So the rate is reassessed and shifted in the summer every year. Homeowners in Sunset Beach also pay the Brunswick County property tax of 34.2 cents per $100 of value. This means that property owners in Sunset Beach pay a total of 50.2 cents per $100 of value. So, if a home is worth $300,000, the property owner will pay $1,5o6 in property taxes for the fiscal year. (300,000/100 x 0.502).
Why Is It Important to Know Your Property Taxes?
Property taxes are a mandatory requirement of owning a home. Both the local government and your mortgage lender, if you mortgage your home, will expect you to stay up to date with these taxes. If they are not paid, either of these two authrotites have the right to put a lien on your home. This means the home can’t be sold until the unpaid taxes are paid by the current homeowner. It also gives authority for the home to be sold to pay for the unpaid money due.
How Are Property Taxes Paid?
Property taxes are most often paid through an escrow account set up by your mortgage lender. If you are not mortgaging your home, the bill that comes to you in the mail is expected to be paid by you directly. Directions for paying the bill will come on the bill itself.
An escrow account is set up by a mortgage lender to cover costs, including property taxes, homeowners’ insurance, and private mortgage insurance if any is required. The details of setting up this account will be in the mortgage paperwork you sign upon purchasing your home during the closing process. The mortgage lender will send the information on how much money is being paid into escrow with every mortgage payment you make. Home buyers should be aware that this payment can increase if property taxes or insurance rates increase, which can increase their monthly mortgage payment. It is incredibly important to be aware of this and prepared should this happen. While your loan payment will not increase, your mortgage payment can if it includes paying your property taxes and insurance through your mortgage company.
How Can Homeowners Find The Current Property Tax Information for Sunset Beach?
It is fairly easy to find the most up-to-date property tax rate for where you live. You could do asimple web browser search. Addtionally you can go straight to the Brunswick County web page or the Sunset Beach Page. You could also get clear and accurate information by making a phone call to the Sunset Beach municipal offices and speaking directly with a city employee. They will be able to tell you the current tax rate as well as answer any questions you may have surrounding your personal property tax responsibilities.
When you are ready to buy a Sunset Beach home, the team at Sunset Beach and Beyond is here to help you find the best home that fits you and your needs without making any buyer mistakes that you might later regret. You want an experienced Sunset Beach real estate agent at your side who knows the details of searching for homes in the right places in Sunset Beach to help you find exactly what you are looking for. We are ready to help you make your relocation to Sunset Beach as seamless and informative as possible.
“Amy and I have bought and sold four properties in the past twelve years. Both of you are the best realtors we have ever dealt with. Amy and I both felt we could trust you to look out for our interest. The level of service you provided was outstanding, from taking the trash out, helping the buyer with inspecting the irrigation system, dealing with our tenants, always being there if we needed to ask a question, providing constant updates on the market and always keeping us informed on the sale of our house. I think your next venture should be training other realtors, because both of you have mastered the art of providing excellent service. I will be sure to recommend the Frank and Karen team to anybody looking for a trust worthy, knowledgeable and top performing realtor. It was a pleasure working with both of you.” Sunset Beach and Beyond testimonial