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Home » 5 Things to Check out Before Buying a Home

5 Things to Check out Before Buying a Home

April 25, 2016 by admin Leave a Comment

It’s always a smart idea to do your homework before buying one of the things you really should investigate before purchasing a property in Sunset Beach North Carolina? Now, of course this goes for purchasing a home just about anywhere but as Sunset Beach Realtors, our focus is on Brunswick Islands and the buyers and sellers in this area. However, these can certainly go for just about any home purchase.

Here are five things you need to check out before buying a home.

#1. Mortgage Rates5 Things to Check out Before Buying a Home

This will probably be the biggest loan and the biggest purchase you’ll ever make so it really pays to check out mortgage rates. You can save hundreds of thousands of dollars in interest by choosing the right loan, the right terms and the right rate for your needs and your long-term budget.

Read more: The surprising cost of homeownership

#2. Property Taxes

Buying a home is more than simply repaying the principal and interest on your mortgage. Not only will you have that but you’ll have insurance and property taxes. Buying a particular area that is more popular than another area could cost you hundreds of dollars more in property taxes each year and you need to be prepared for that.

#3. Neighborhood Safety

Before settling on a home you’ll want to check out the crime statistics and neighborhood watch information of that particular neighborhood. You certainly don’t want to learn that you’ve moved in next to an active sex offender after you’ve already unpacked all the boxes. This can be extremely important if you have small children as well. Check with crime statistics in the area that you’re looking so you feel safe in your home and in your neighborhood.

#4. Neighbors

Talking with neighbors can give you a great insight on the neighborhood itself. They can tell you who’s noisy at the crack of dawn on Saturdays and Sundays or shortcuts to get to markets and shops. They can also tell you how safe the neighborhood is if there’s anything that you should be aware of by moving into the neighborhood.

#5. Credit Score

In order to get the best rate and term on your mortgage having a high credit score is imperative. Know your credit score and your report before applying for a mortgage and if you need to increase your score, talk to you about the best way to do that so that you can get the best rate when the time comes.

We want you to be satisfied with your purchase long after you sign the final closing papers. But getting the best rate, understanding all of the costs involved and feeling comfortable in the neighborhood is a great way to do your investigative homework before buying a house.

For more information contact our office today to get started on researching a neighborhood, neighbors or if you need resources for shopping mortgages.

Filed Under: Buyers Tagged With: buying home, first time buyers, home buyers, sunset beach nc

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Ken and Linda Foltz

“Life will lead you to where you belong. Five years ago life led me to meeting Karen Baker at an...
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“Life will lead you to where you belong. Five years ago life led me to meeting Karen Baker at an Open House. Our relationship continues as Karen and her husband Frank have been outstanding not only in helping my husband and I find the right retirement relocation home, but we have watched their commitment in helping many others find their homes. She and Frank treat every client as if they are the only ones that exist. They provide thorough research of areas and homes of interest and present you with the options. They are not your typical hard sell, must-buy-now realtors. They are here to help you find your next home?. You won’t go wrong with the Bakers!
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“The Bakers treated us like family during our whirlwind weekend of looking at houses. Prior to our on-site visit to Sunset Beach they created a portal and populated it with properties that met our ever-evolving criteria. By time we arrived we had a good feel for what we could afford and what was available that met our criteria. The Bakers, especially Karen, were able to make sense of what we thought we were looking for and eventually matched us with a house that we ended up purchasing — Karen called it the “This is it” house and she was right. We are loving our 2nd home and appreciate how painless Karen and Frank made the process. All the paperwork was done seamlessly and quickly and the closing went off without a hitch. The Bakers do not believe in the hard sell — they gave us the knowledge we needed and the guidance we needed to make our dream a reality.”
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Amy and I have bought and sold four properties in the past twelve years. Both of you are the best...
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Amy and I have bought and sold four properties in the past twelve years. Both of you are the best realtors we have ever dealt with. Amy and I both felt we could trust you to look out for our interest. The level of service you provided was outstanding, from taking the trash out, helping the buyer with inspecting the irrigation system, dealing with our tenants, always being there if we needed to ask a question, providing constant updates on the market and always keeping us informed on the sale of our house. I think your next venture should be training other realtors, because both of you have mastered the art of providing excellent service. I will be sure to recommend the Frank and Karen team to anybody looking for a trust worthy, knowledgeable and top performing realtor. It was a pleasure working with both of you.”
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“Karen & Frank Baker are the best. They are very knowledgeable with the area & showed us many homes. When...
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“Karen & Frank Baker are the best. They are very knowledgeable with the area & showed us many homes. When we made up our minds which one we wanted, they got us the best deal on it. We were very satisfided with them. After the purchased was made & we moved in, they were still there to answer any questions or problems that we might of had. Like I said, they are the BEST.”
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“Thanks again for all the time you spent with us, As overwhelming as it was, you two made it fun”
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